This may seem outdated now, as some folks aren’t even sure how to write a check anymore. These cards are widely used-approximately 17 billion are in use around the world.īefore debit cards, consumers would either have to write a check or go to a bank, credit union, or automated teller machine (ATM) to use their cash. It’s a plastic card that is linked to an account at a bank or credit union. What is a Debit Card?Īlso known as a check card or a bank card, a debit card is a payment card that deducts money from your checking account. In this blog, we’ll look at how you can spot the problems and make the fixes you need. Whether it’s a trip to the store or a round of online purchases, A declined debit card can happen in any situation for lots of reasons. So you ask yourself: “ Why is my debit card declined when I have money?” You open up your mobile banking app, and you can see a balance that can clearly cover the amount of your purchase. But when you swipe, tap, or enter your information, your debit card gets declined. You make your way to checkout, and the store needs your debit card. You fill a shopping cart full of great finds and awesome deals.
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